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Pay less when things renew
Plain guides to the renewals that cost most when you miss them, and what to do in the weeks before each one.
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Start here
The renewal tax: what it is and how to stop paying it
Where rolling over still costs UK households money, and the handful of dates that stop it.
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Insurance
The best time to renew car insurance (it isn’t the day before)
Quotes are usually cheapest 22 to 26 days before renewal. Here's how to use that window.
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Broadband
How to haggle your broadband when the contract ends
What to say when you ring, and why most providers will offer a better price.
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Energy
Your energy fix is ending: switch without exit fees
The 49-day window to switch without exit fees, and what happens if you do nothing.
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Car
How early can you get an MOT and keep the same date?
Up to a month (minus a day) early, and your renewal date stays the same.
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Mortgage
Your mortgage fixed rate is ending: what to do and when
When to start looking, how early you can lock in a new rate, and what to compare.
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Insurance
Home insurance renewal: when to get quotes and what to check
Quote around two weeks before renewal, and check the cover, not just the price.
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Home
Boiler service: how often, what it costs and when to book
Once a year, usually £70 to £120, and easier to book before the cold sets in.
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